SpendThrift 3 Beta 3

Apologies again to our PowerPC using friends; last time we actually did get the Universal Binary thing right, but i did something really dumb with one of the preferences which caused it to crash on startup if that preference wasn't already set.

Here's beta 3:
SpendThrift 3 beta 3

Please let me know if you're using it, and how it works. Thanks for sticking with it!