SpendThrift 3 Beta 2

Some issues were identified in Beta 1. Shock. Dismay. I know, it's a shock.

But they've been fixed:
- It's now a Universal Binary. Sorry about that, PowerPC folks. I'm new to the Intel thing myself.
- Whereas previously it may have reloaded files without saving changes upon creation of a new Account, it now prompts you to ask if you really want to do that, or save, or whatever.
- It now prompts you to save unsaved changes at quit.
- The happy face is back. In the software.
- It's localized into French.
- A couple performance improvements have occurred.

Beta 2 is here.

Hope you like it, and I hope we're getting closer to 1.0